支付宝怎么贷款：

1.进入手机支付宝APP。

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2.找到蚂蚁借呗应用，点击进入。

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3.支付宝实名认证绑定银行卡，就可以进行贷款。

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蚂蚁借呗：

蚂蚁金融服务集团(以下称"蚂蚁金服")起步于2004年成立的支付宝。2014年10月，蚂蚁金服正式成立。蚂蚁金服以"为世界带来微小而美好的改变"为愿景，致力于打造开放的生态系统，通过"互联网推进器计划"助力金融机构和合作伙伴加速迈向"互联网+"，为小微企业和个人消费者提供普惠金融服务。